Does Chase Sapphire Preferred cover TSA PreCheck®?

Quick insights

• Chase Sapphire Preferred^® does not reimburse cardmembers for the cost of TSA PreCheck.
• If you’re looking for a credit card that covers TSA PreCheck, consider Chase Sapphire Reserve^®.
• Both cards come with travel benefits that may give you peace of mind during trips.

The Chase Sapphire Preferred^® credit card has several travel benefits, but a reimbursement for the TSA PreCheck^® fee is not one. It's the Chase Sapphire Reserve^® credit card that offers a statement credit up to $120 every four years as reimbursement for a TSA PreCheck application fee. The cards are similar in that they both have exciting travel benefits and rewards programs.

A brief comparison of Chase Sapphire Preferred and Reserve

There can be many nuances when comparing Sapphire Preferred and Sapphire Reserve. When deciding which Chase Sapphire card is right for you, you may want to consider your spending habits, travel needs, as well as each card's benefits and rewards program. Keep in mind that both credit cards have an annual fee.

Some notable differences between the Chase Sapphire Preferred and Reserve cards are as follows:

Chase Sapphire Preferred

• Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel
• No airport lounge access

Chase Sapphire Reserve

• $300 Annual Travel Credit after your card is used for purchases in the travel category
• Priority Pass™ Select membership for 1,300+ airport lounges, plus access to every Chase Sapphire Lounge by The Club location

Chase Sapphire Preferred travel benefits

Travelers with a Chase Sapphire Preferred card can enjoy several benefits. Here are just a few:

Transferrable points

Cardmembers can transfer points to any of Chase's travel partners at a 1:1 rate. This may help with the costs of certain hotel and airfare bookings.

Chase's direct transfer partners include:

• Aer Lingus, AerClub
• Air Canada Aeroplan
• British Airways Executive Club
• Emirates Skywards^®
• Flying Blue AIR FRANCE KLM
• Iberia Plus
• JetBlue TrueBlue
• Singapore Airlines KrisFlyer
• Southwest Airlines Rapid Rewards^®
• United MileagePlus^®
• Virgin Atlantic Flying Club
• IHG® Rewards Club
• Marriott Bonvoy™
• World of Hyatt^®

Travel and purchase coverage

• Auto Rental Coverage: With the Chase Sapphire Preferred card, you may decide to decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement for theft and collision damage for most rental cars in the U.S. and abroad.
• Baggage Delay Insurance: Reimburses you for essential purchases like toiletries and clothing for baggage delays over six hours by passenger carrier up to $100 a day for 5 days.
• Trip Delay Reimbursement: If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for expenses the airline will not cover, such as meals and lodging, up to $500 per covered ticket.
• Trip Cancellation/Interruption Insurance: If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per covered person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

Chase Sapphire Preferred travel earnings

The credit card offers ways to save up extra points, making it a great choice for travel and everyday spending.

• Earn 5x total points on travel purchased through Chase Travel excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.
• Earn 2x on other travel purchases.
• Earn 3x points on dining, including eligible delivery services, takeout and dining out.
• Earn 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs).
• Earn 3x points on select streaming services.
• Earn 1x points on all other eligible purchases.

In summary

If it's reimbursement for TSA PreCheck fees that you're after, Sapphire Reserve may be the credit card you want, as it offers a statement credit up to $120 every four years for application fees. Although it has many travel benefits, Sapphire Preferred does not reimburse TSA PreCheck application fees.

Whether you choose Sapphire Preferred or Sapphire Reserve, the rewards and benefits of either card can help you earn value from your spending. Both cards provide welcome offers, travel benefits and an exciting rewards program: Chase Ultimate Rewards. Note that both credit cards have an annual fee.