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Understanding when your payment is processed
The "credited" date is the effective date of your payment, which determines if your payment is made on time and is used for calculating interest.
The "posted" date (evening) is when your payment will be displayed online as a transaction in your account activity and applied to your account balance.
| If you make a payment online | Your payment will be credited | Your payment will be posted |
|---|---|---|
| Before 8 PM ET | The same day | The same day Except Saturday |
| Between 8 PM and 11:59 PM ET | The same day | The next day Except Friday |
If you pay at least the minimum amount due between 8 PM and 11:59 PM Eastern time and today’s your due date, don’t worry: Your payment will still be on time. You’ll see a late fee on your account tomorrow, but we’ll reverse it automatically when the payment posts in 1-2 days.
Note: Online payments referenced by this table are initiated by signing in and using the chase.com credit card payment option above. Payments made through other websites or other services within chase.com, including Chase Bill Pay, may have different processing times.
Other credit card payment options
| By mail | By Western Union |
|---|---|
Mail your check or money order to: Cardmember Services P.O. Box 6294 Carol Stream, IL 60197-6294 For overnight mail, send your payment to: Chase Card Services 201 N. Walnut Street De1-0153 Wilmington, DE 19801 Note: To avoid processing delays when you mail your check or money order:
|
For Western Union payments, please use the Code City WALNUT. Note: It may take up to 7 days before the payment is reflected on your account. |