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Cash-out refinance

Tap into your home's equity with cash-out refinance

Start online

With a cash-out refinance, you pay off your current mortgage and create a new one,
allowing you to keep part of your home’s equity as cash to pay for the things you need.

Pay for home improvements

Whether you’re looking to create a relaxing backyard oasis, upgrade your kitchen to one professional chefs would envy or make energy-saving upgrades to your home, a cash-out refinance can help you access the funds you need to bring your ideas to life.

Consolidate debt

Consolidate your higher-interest credit card and loan debt into one payment. Since the interest rate on your mortgage will likely be lower than your credit card and loan rates, you could enjoy lower payments.

Make a big purchase

Buying a car, paying for a wedding, covering college expenses. Whatever you need it for, a cash-out refinance lets you use your home’s equity to cover these costs at a lower rate than many other loans and credit cards.