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Course: What is credit?

6 minute read

 

Chapter 2

Personal credit history

Each time you borrow money, data is generated and sent to one or more credit reporting agencies, known as credit bureaus.

This chapter gives you an overview of the main credit bureaus, the information they gather and how it's reported.

Keep an eye out for these key terms:

  • Credit bureaus
  • Personal credit history
  • Credit mix