Please update your browser.Starting with trust in their real estate agent.
Buying a home is a matter of trust. Starting with trust in their real estate agent.
We're ready to team up with you to bring homeownership to your clients.
Our common goal: A brighter future
Although Black, Hispanic and Latino households represent a large number of new households expected to form in the next decade, the current rate of homeownership for these populations is less than 50%. Our commitments are designed to help address this inequity.
Source: Housing & Homeownership. Accessed 9/13/2022.
Helping clients of our trade group external relationships
Eighty-nine percent of buyers would use their agent again or recommend their agent to others.
Source: 2022 Profile of Home Buyers and Sellers report; National Association of REALTORS; p. 8; 41sted (PDF). Accessed 11/2022
The strength of community
"The real estate agent community in the U.S. is one of the strongest because we’re loyal to each other. Also, in a market where inventory is so low, you want a bank and team of home lending advisors ready to work with you to get your clients closed on time, too.”
Ryan Serhant
CEO & Founder of SERHANT
Participant compensated
Helping real estate agents help their clients
Chase homebuyer-focused programs and experience are designed to help you give your clients more confidence in their home purchase experience.
Chase Homebuyer Grant℠
In select areas across the country, our Chase Homebuyer Grant provides up to $7,500 that's first applied to help lower interest rates for homebuyers. Then it can be applied to Chase fees, other fees or the down payment.
Chase Homebuyer Advantage with Lock and Shop
Chase Homebuyer Advantage℠ with Lock and Shop makes it easier for your clients to get their next home, featuring a 90-day rate lock with no upfront fees, plus a one-time float-down option — all with a conditional letter of approval to show sellers they’re a serious buyer.
$5,000 Chase Closing Guarantee
Ensuring your clients have a quick and easy process is our goal. We promise an on-time closing for eligible products in as soon as three weeks or they'll get $5,000, if they qualify.
Work with a Chase Home Lending Advisor
Helping clients understand their options is just part of the picture. We can make it easier to help clients find their dream homes by offering cobranded materials to help you do business.
Chase Agent Express
If you're trying to build your client base, consider joining our Chase Agent Express program. When you're part of Chase Agent Express, homebuyers can find you as a participating agent. And when they buy or sell a home, they'll get rewarded with up to $5,000 from HomeStory, based on purchase price, if eligible.
Empowering home buyers: We can help you to serve your customers and the communities they represent.
Advancing equitable & sustainable homeownership for consumers of different socioeconomic demographics across the country. Find a Business Development Manager (BDM) ready to help you connect with our sales team members.
Cynthia Roberts
National Business Development Manager
cynthia.j.roberts@chase.com
Homebuying options from affordable to jumbo loans
Chase DreaMaker℠ mortgage
3% down payment: Our DreaMaker mortgage has a 3% low down-payment option, flexible credit guidelines and income limits.
Federal Housing Administration (FHA) loans,
3.5% down payment: For customers needing other low down-payment options, these loans feature no income limits, flexible credit guidelines and possibly easier qualification requirements than conventional loans.
Standard Agency mortgages
3% down payment: These loans are good options for people with higher credit scores and who may not need a low down payment.
Veterans Affairs (VA) loans
Down payment as low as 0%: U.S. Department of Veterans Affairs (VA) loans offer flexible credit guidelines, low or no down-payment options and no monthly mortgage insurance requirement.
Jumbo mortgages
For larger loan amounts not covered by conforming loan limits, we offer homebuyers flexible loan terms including fixed-rate, adjustable-rate and interest-only for purchasing or refinancing a home.,,
More resources for you and your clients
If your customers or clients would like to explore more about homebuying, you can share these tools and resources with them.
Financial health
Tips, tools and more designed to improve financial knowledge.
Mortgage calculator
Estimate payments and fees based on different home prices and interest rates.
Learning center
Many helpful articles and videos to answer questions about homebuying and home loans.
Homebuyer Assistance Finder
Whether you've found the perfect home or you're just looking, reviewing available assistance programs can help you form a strategy for moving forward.