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Finding your new house

First steps for your first home

Start online

Build your team

You don't have to go it alone. Find the homebuying experts who are ready to work for you

The right real estate agent makes a difference

A real estate agent will be your partner throughout the journey. We created Chase Agent Express  to connect you with top local agents who can help simplify the homebuying and selling process.

Your lender: Choose a Chase Home Lending Advisor

A local Chase Home Lending Advisor (HLA) can help find a loan and rate that fits your needs. They'll be with you through the process from affordability assessments to preapproval, application and closing.

Other homebuying team members

After your offer is accepted and approved, you'll be in contact with more professionals during the process. These include a home inspector, appraiser, loan processor, underwriter and possibly a real estate lawyer or tax advisor.

Decide on a home

There are many types of homes to choose from. Each one has its pros and cons.
Before deciding, be sure to think about your lifestyle, both now and in the future. Here are a few possibilities to consider:

Make an offer

You've found the home that's right for you — one that fits your lifestyle and budget. Now it's time to sit down with your agent and write up an offer. 

Things to consider:

 

  • Condition of the home
  • Recent selling price of similar homes nearby
  • Your agent's advice on a fair and competitive price
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What to include:

 

  • Whether you're preapproved or conditionally approved for a home loan
  • Preconditions such as a home inspection
  • Earnest money
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When negotiating price and counteroffers, think about:

 

  • Length of time on market
  • Repairs required based on home inspection
  • Who pays closing costs and other final expenses
Making an offer videoOpens Overlay

Take the first step of preapproval

Ready to apply?

Ready to apply?