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Let's make your second home or rental a reality

Check the list. Define your loan.

 

The questions below can help guide you to the right loan to meet your needs.

What's a smart choice for your home away from home?

 

There’s more than one reason for a second home. It may be your refuge to relax or a condo for convenience. See if your plans qualify and explore a variety of options and benefits.

 

What qualifies as a second home?

  • Must be lived in by the owner for some part of the year
  • Must be a one-unit home that can be used year-round
  • Belongs only to the buyer
  • Is not to be rented or run by a management company

Loan options:

  • Fixed and adjustable rates
  • Conventional conforming mortgages
  • Jumbo mortgages (including interest-only) up to $9.5 million
  • Down payments starting at 15% depending on loan size, property type and credit score

Additional benefits with Chase:

  • Guaranteed on-time closing or get $5,000

We promise an on-time closing for eligible products in as soon as three weeks or you'll get $5,000, if you qualify.

  • Gift funds allowed as down payment on some loans
  • Relationship Pricing Program including reduced interest rates and lower fees. Learn more

The Ultimate Guide to Investment Property

Buying an investment home is an exciting opportunity for an additional stream of income, but there is a lot to consider. Our ultimate guide for investment properties is filled with tips, tools and resources to understand the process from getting financing to closing on your new home.

Get some real-world perspectives

 

These videos give you some quick tips and viewpoints from actual second-property owners, lenders and real estate agents.

 

Slide 1 of 2, show slides 0 through 2

Investment property

Weigh the benefits and risks before buying an investment property.

Vacation home

Make sure a potential vacation home meets your personal and investment needs.

Compare cities for your investment property

Hear what Ryan Serhant has to say about properties
in some of the most desirable U.S. cities.

City vs City by Chase

Try our home value estimator

Get an estimated market value of the home you're interested in purchasing. Just enter the address and choose "Get Value."

Everything you need to know about a second home

 

Primary, secondary and investment property: What are the differences?

 

 

How to get a mortgage on a second home

 

 

Decide if you should buy a second home (and get a second mortgage)

 

 

Should you buy your second home first?

 

Take the first step of preapproval