J.P. Morgan advisor-led services FAQs

During your first meeting, an advisor will take the time to get to know you and your priorities, understand your goals and begin to develop your personalized financial plan.

You'll be matched with an advisor to help you with the account setup process; once your account is created, you may work with a different advisor in future meetings. Our team of advisors act as fiduciaries, meaning no matter who you work with, you can be confident that all our advisors have your best interests at heart.

Depending on your investment amount, you'll pay an annual fee between 0.6% and 0.5% of the assets in your account. Annual advisory fees don’t include operating expenses on the investments in your portfolio, which are fees similar to what you would pay if you invested on your own.

Our advisors take the time to get to know your priorities—from big goals to small goals—and create a personalized financial plan tailored to where you are now, and what you want to achieve in the future. Once we understand your financial picture, risk tolerance and time horizon, we'll recommend expert-built investment portfolios that help meet your needs.

As life changes, so will your financial goals. Simply schedule a meeting with one of our advisors, and we’ll make the necessary adjustments to your strategy to help meet your new goals.

Personal Advisors gives you access to a team of advisors who will work to help you create a personalized financial plan to achieve your goals. Then, you'll be matched to expert-built portfolios and will receive ongoing advice from our J.P. Morgan team members over video or phone—all for an annual fee of 0.6% or less. Your account also unlocks industry insights and exclusive research from J.P. Morgan specialists to help you make the most of your account.

With J.P. Morgan Personal Advisors, you'll have access to a team of advisors and you’ll be matched to expert-built portfolios designed to help you meet your goals. J.P. Morgan Private Client Advisor allows you to work one-on-one with an advisor in your local community to build a custom investment strategy.

Our advisors will take you through the account setup process at a pace that's right for you. Together we'll build your personalized financial plan, and decide which portfolios are right for you. Then you'll submit your account application to start funding. This process can take anywhere from 2 to 3 meetings.

Personal Advisors’ tax-loss harvesting technology automatically sells investments at a loss and uses those losses to offset gains to help you potentially keep more of your investment returns. Learn more, about Tax loss harvesting.

Personal Advisors automatically applies tax-loss harvesting services for all taxable accounts. There is no added effort needed from you, and there is no additional charge for the service.

During your first meeting, your dedicated advisor will take the time to get to know you and your priorities, understand your goals and begin developing your personalized financial strategy.

Your dedicated advisor takes the time to get to know your priorities—from big goals to small details—and create a personalized financial strategy tailored to where you are now, and what you want to achieve in the future. Based on your needs, your advisor will build your custom investment portfolio using a range of managed, brokerage and insurance products.

Your dedicated advisor and you can revisit your strategy to help ensure you stay on track through shifting markets, changing priorities and life’s milestones. You can also schedule a meeting and we’ll make the necessary adjustments to your strategy to help meet your new goals.

Please review our Private Client Advisor account pricing page for additional details about our investment advisory program and brokerage account annual fees and commission schedule.

You can work one-on-one with a dedicated J.P. Morgan Private Client Advisor in your local community to build a custom investment strategy, starting with a recommended minimum of $100,000 in investable assets. Or you can opt to partner over video or phone with a team of J.P. Morgan Personal Advisors who match you to an expert-built, managed portfolio designed to help you meet your goals, starting with a recommended minimum of $25,000 in investable assets.