Financial planning and virtual advice that’s built around you
Personalized financial planning
Partner with an advisor to build a strategy based on what's important to you—whether that's paying off debt, early retirement or saving for a purchase.
Advice when you need it
Get matched to an expert-built portfolio with automated tax-smart technology, and receive ongoing advice and annual check-ins to ensure your plan is on track.
Team of advisors
Our team of advisors will always act in your best interest so you can be confident that any advisor you work with is committed to prioritizing your financial goals.
Holistic view
Manage all of your banking, investing and borrowing, and conveniently transfer money online and in the Chase Mobile® app.
Here’s how we like to reward new clients
$250
When you transfer or roll over
$25,000 to $99,999
$250
When you transfer or roll over
$25,000 to $99,999
$500
When you transfer or roll over
$100,000 to $249,999
$500
When you transfer or roll over
$100,000 to $249,999
$700
When you transfer or roll over
$250,000 or more
$700
When you transfer or roll over
$250,000 or more
You’re just 3 steps away from unlocking your cash bonus
1. Open
Open a J.P. Morgan Personal Advisors account by 01/22/2025.
2. Fund
Fund your account within 45 days with qualifying new money*.
Qualifying new money defined as cash and/or securities from another financial institution to your new J.P. Morgan Personal Advisors account.
See important information section below.
3. Earn
Maintain your new funds at 90 days from enrollment and enjoy your bonus—we’ll add it directly into your account within 45 days.
Get started today
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*All form fields required
Click “continue” once to have a J.P. Morgan team member contact you. J.P. Morgan Personal Advisors clients generally have $25,000 or more in investable assets.
Here's how we will work together
We’ll get to know you
We take time to get to know your priorities—from big goals to small goals—and create a personalized financial plan tailored to where you are and what you want to achieve in the future.
Then, we’ll help match you to the right portfolio
Once we understand your full financial picture, risk tolerance and time horizon, we’ll recommend a professionally designed investment portfolio that can help meet your needs.
We'll help you make your money work harder
Our tax-loss harvesting technology helps you make tax-smart decisions automatically to potentially keep more of your returns with no added effort and no additional charge.
And we’ll collaborate online
Our award-winning J.P. Morgan Wealth Plan® allows you to track your progress in real time and work with your advisors to adjust your financial strategy as your goals change. You can even schedule a meeting in the Chase Mobile® app or at chase.com.
Watch how you can work with our team of financial advisors
Work with a team of advisors who will create a personalized financial plan, match you to expert-built portfolios and provide ongoing advice via video or phone.
Clear, straightforward fees
Move the slider to estimate your advisory fee.
- currentInvest from $25,000 to $249,999:0.6% annual fee
- Invest over $250,000:0.5% annual fee
Move the slider to estimate your advisory fee.
year
Annual advisory fees do not include operating expenses on the investments in your portfolio—fees similar to what you would pay if you invested on your own.
Get your free one-on-one investment consultation
Speak with a J.P. Morgan team member to get started.
Frequently asked questions
During your first meeting, an advisor will take the time to get to know you and your priorities, understand your goals and begin to develop your personalized financial plan.
You'll be matched with an advisor to help you with the account setup process; once your account is created, you may work with a different advisor in future meetings. Our team of advisors act as fiduciaries, meaning no matter who you work with, you can be confident that all our advisors have your best interests at heart.
Depending on your investment amount, you'll pay an annual fee between 0.6% and 0.5% of the assets in your account. Annual advisory fees don’t include operating expenses on the investments in your portfolio, which are fees similar to what you would pay if you invested on your own.
Our advisors take the time to get to know your priorities—from big goals to small goals—and create a personalized financial plan tailored to where you are now, and what you want to achieve in the future. Once we understand your financial picture, risk tolerance and time horizon, we'll recommend expert-built investment portfolios that help meet your needs.
As life changes, so will your financial goals. Simply schedule a meeting with one of our advisors, and we’ll make the necessary adjustments to your strategy to help meet your new goals.
Personal Advisors gives you access to a team of advisors who will work to help you create a personalized financial plan to achieve your goals. Then, you'll be matched to expert-built portfolios and will receive ongoing advice from our J.P. Morgan team members over video or phone—all for an annual fee of 0.6% or less. Your account also unlocks industry insights and exclusive research from J.P. Morgan specialists to help you make the most of your account.
With J.P. Morgan Personal Advisors, you'll have access to a team of advisors and you’ll be matched to expert-built portfolios designed to help you meet your goals. J.P. Morgan Private Client Advisor allows you to work one-on-one with an advisor in your local community to build a custom investment strategy.
Our advisors will take you through the account setup process at a pace that's right for you. Together we'll build your personalized financial plan, and decide which portfolios are right for you. Then you'll submit your account application to start funding. This process can take anywhere from 2 to 3 meetings.
Personal Advisors’ tax-loss harvesting technology automatically sells investments at a loss and uses those losses to offset gains to help you potentially keep more of your investment returns. Learn more.
Personal Advisors automatically applies tax-loss harvesting services for all taxable accounts. There is no added effort needed from you, and there is no additional charge for the service.
Sharpen your knowledge with the latest news and market commentary
Tap into the latest news and subscribe for market commentary and analysis from J.P. Morgan specialists to help you plan your investment strategy and learn about opportunities.
Explore more ways to invest
INVEST ON YOUR OWN J.P. Morgan
Self-Directed Investing
Build your investment portfolio on your own with unlimited $0 commission online trades.
INVEST ON YOUR OWN J.P. Morgan
Self-Directed Investing
Build your investment portfolio on your own with unlimited $0 commission online trades.
WORK ONE-ON-ONE WITH AN ADVISOR J.P. Morgan
Private Client Advisor
Work 1:1 with a dedicated advisor in your local community to create a personalized financial strategy and build a custom investment portfolio.
WORK ONE-ON-ONE WITH AN ADVISOR J.P. Morgan
Private Client Advisor
Work 1:1 with a dedicated advisor in your local community to create a personalized financial strategy and build a custom investment portfolio.
Invest with our award-winning experience
J.P. Morgan Wealth Management—#1 Wealth Manager
J.P. Morgan Wealth Management was named #1 Wealth Manager by Kiplinger Readers’ Choice awards for outstanding quality of service and overall customer satisfaction.
Personal Advisors—best in Wealth Management
The 2024 FinTech Breakthrough Awards named J.P. Morgan Personal Advisors the Best Wealth Management Platform.
Best Digital Initiative and Best use of Technology
J.P. Morgan Wealth Plan® received the Best Digital Initiative and Best Use of Technology in Wealth Management in the 2023 Banking Tech USA Awards.
IMPORTANT INFORMATION:
Offer eligibility and restrictions:
*Cash promotion is solely limited to one per customer and will automatically be applied to customers who enroll in J.P. Morgan Personal Advisors and open a new, bonus-eligible J.P. Morgan Personal Advisors Account(s) (General Investment, Traditional IRA, Roth IRA) by January 22, 2025. Customers who enroll in Personal Advisors and open more than one new Personal Advisors account within forty five (45) days of their new relationship will receive a corresponding reward, based on the aggregated total of the bonus-eligible accounts. This reward will be prorated across the bonus-eligible Personal Advisors accounts.
To enroll in the cash offer, you must open an account through this page or call the associated phone number. This offer does not apply to J.P. Morgan Self-Directed Investing, J.P. Morgan Automated Investing, or any account opened with a J.P. Morgan Private Client Advisor.
To receive the cash bonus:
- Customers must open and fund a new J.P. Morgan Personal Advisors account(s) with new money of $25,000 or more by moving cash, transferring securities, or rolling over existing retirement assets from another institution. Assets from J.P. Morgan Chase & Co. or its affiliates are not eligible. New money must be transferred within 45 days of coupon enrollment date.
- At day 45 from coupon enrollment, the bonus tier will be determined in the following manner:
New money inflows Cash bonus $25,000 to $99,999 $250 $100,000 to $249,999 $500 $250,000 or more $700 - The new money balance must be maintained in the account(s) at 90 days from the coupon enrollment (losses due to trading or market fluctuation will not be taken into account).
Cash bonus will be credited to the account(s) within 45 days of these requirements being met.
You can only participate in one J.P. Morgan Personal Advisors new money bonus in a 12-month period from the last bonus coupon enrollment date. Coupon is good for one time use. To receive the cash bonus, the eligible accounts must not be restricted or closed at the time of payout. Account types and other restrictions apply. Offer terms are subject to change and/or termination without advance notice. The value of the cash award may be considered income, and we may be required to send you, and file with the IRS, a Form 1099-MISC ("Miscellaneous Information"), or a Form 1042-S ("Foreign Person's U.S. Source Income Subject to Withholding") if applicable. Although bonuses deposited in an IRA will not be treated as a contribution to the account, such amounts will be subject to otherwise applicable IRA rules (e.g., distribution rules). Consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with the deposit before enrolling. Any tax consequences resulting from the deposit are your responsibility.
Transfer eligible cash and/or securities from an external account to your new J.P. Morgan Personal Advisors account(s).